Appraisal services for Cape May Court House and Cape May County homeowners

The top reasons New Jersey homeowners order from Cape Appraisal & Consulting Services, LLC:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
Remove PMI to lower a mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a New Jersey divorce, where real estate property needs to be divided
Settle an estate in New Jersey by determining the true market value of real estate in question

Need help deciding the price of your house in or near Cape May Court House, New Jersey?
Contact Cape Appraisal & Consulting Services, LLC.

We at Cape Appraisal & Consulting Services, LLC understand the particular needs of a customer seeking appraisal services. Our usual business clients are used to the appraisal process and the customary documents we provide. Being a regular consumer that ordinarily doesn't see an appraisal on a regular basis,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value report than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. Cape Appraisal & Consulting Services, LLC is experts in helping folks just like you dismiss unneeded PMI insurance.

Challenge Cape May county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that's going down or is not appreciating as much as other properties close by. That only means you are most likely paying more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. A professional appraisal from Cape Appraisal & Consulting Services, LLC is your strongest weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow standpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Cape Appraisal & Consulting Services, LLC can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a seasoned appraiser to double-check your appraisal for accuracy? In a field review we'll go out and check the subject and comps. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had in the past. While typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your property.