Attention homeowners in Cape May Court House and Cape May County: Get an Appraisal today!

Here are the top 7 reasons New Jersey homeowners need Cape Appraisal & Consulting Services, LLC:

  1. Pre-listing appraisals (whether they're selling the home on their own or using an agent)
  2. To challenge a New Jersey property tax assessment
  3. To lower a mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a New Jersey divorce, when property needs to be divided
  7. To settle an estate in Cape May county or New Jersey by determining the true market value of real estate in question

Do you own a house in or near Cape May Court House? Do you need help deciding the price of your real estate?
Contact Cape Appraisal & Consulting Services, LLC.

We at Cape Appraisal & Consulting Services, LLC understand the special needs of a homeowner after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. Our professional appraisers at Cape Appraisal & Consulting Services, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your house is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value estimation than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experts in helping folks just like you delete unwanted and unneeded PMI insurance.

Challenge a property tax assessment

Lets say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your house overvalued. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from Cape Appraisal & Consulting Services, LLC is your strongest weapon.

HELOC recently frozen?

Your lender might choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also inopportune from a cash flow angle. Cape Appraisal & Consulting Services, LLC can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you would wish to have a seasoned professional double-check it for precision or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While usually requested by banks, you may want to employ this service if you suspect mortgage fraud related to your home.